Checking Accounts
Our Champions Checking Account is a dividend-earning account. It requires a minimum daily balance of $25,000.
- Dividend-earning Account
- 9.90% APR Visa Platinum Credit Card (up to $25,000 Limit)
- Free Unlimited ATM withdrawals ($500 daily withdrawal limit)
- .50% discount on Auto, Recreational Vehicle or Signature Loans OR bonus on Share or IRA certificates with Direct Deposit
- .25% discount on Auto, Recreational Vehicle or Signature Loans OR bonus on Share or IRA certificates without Direct Deposit
- Free Box of Checks (value up to $25)
- Free One-Hour Financial Planning Consultation with Nationwide Financial
- Free Online Banking
- Free Bill Payment Service
- Free Telephone Audio Response Access
- Free VISA Check Card
- Free POS Transactions
- No per check charges
- Easy set-up of Direct Deposit
- Overdraft Protection available
- Not available to business accounts
*APY=Annual Percentage Yield. Rate is subject to change on a monthly basis. The minimum balance required to open this account is $25,000. The minimum daily balance of $25,000 must be maintained to obtain the disclosed APY. If balance falls below $25,000, the rate will revert to the rate paid on the Signature Checking account (0.40%). Penalties may reduce earnings. Bonus incentives cannot be combined with any other offer or promotional rates.
Our Signature Checking Account is a dividend-earning account. It requires a minimum daily balance of $750 or there's a $7.50 monthly fee.
Our Basic Checking Account doesn't require a minimum balance.
Check Cashing Policy - Third Party Checks
Third Party Checks involve three parties:
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Person A writes a check to Person B
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Person B then endorses the check over to Person C. An endorsement is made by writing “Pay to the Order of Person C” on the back of the check along with the signature by Person B.
SYNERGY ONE deposits all Third Party Checks into the member's account. All Third Party Checks may be subject up to a nine (9) day hold.
We have this policy in place for members’ protection. It is also part of our security and fraud prevention policy.
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